Business Loans

Business Loans and Lines of Credit

When you're in need of a loan, it's good to know that your bank makes decisions locally and provides ongoing support for your business. The Bank of Commerce can help you create a lending solution tailored to fit the needs of your business. Call or come in to one of our branches today and let one of our lending professionals help you with your financing needs.

Business Real Estate Loans

We're here when you need commercial real estate financing. Our experienced Loan Officers can assist you in choosing the type of real estate financing that will best fit your needs. Call or come in to one of our branches today.

Agricultural Loans

If you need operating money, we can help you take advantage of the equity in your farm ground or equipment. We offer lending solutions for operating lines, farm and ranch acquisitions, new and used equipment and inventory and livestock financing. Call or come in to one of our local branches today.

Small Business Administration (SBA) Loans

SBA loans enable your business to obtain secured financing when conventional collateral might not be adequate. The Bank of Commerce has years of experience partnering with SBA for all types of loans, including 7A and 504 loans. For more information, call or come in to one of our branches today.

Conforming Loan Payment Notice

Loan payments are posted/credited on business days.  The business day used depends on the time the loan payment is made and the method used to make the loan payment.  All loan payments must be made in U.S. currency and accompanied by either the account number or payment coupon.

Business days are defined as Monday through Friday, excluding federal holidays. Please note that the Bank of Commerce's business day cut-off time is the branch closing time.

In Person -  Loan payments received in Person at a branch location by the branch closing time will be credited as of that business day.

Night Deposit - A loan payment placed in the night depository at any of our branch locations after 8a.m. MST will be posted the next business day  We discourage the use of the night depository during business hours.

Internet Transfers - 24- Hour Telephone Banking -Loan payments or other transactions, made through online banking or via the 24-hour telephone teller after 5 p.m.  MST will be posted the next day.

Mail - Loan payments may be mailed to:

The Bank of Commerce
P.O. Box 1887
Idaho Falls, ID  83403

Any loan payments received via physical mail on business day by 10a.m.  MST will be posted on that business day.  Loan payments received via physical mail on Saturdays, federal holidays, or after 10a.m. MST on business days will be posted on the next business day.  A loan payment mailed to a branch location address other than the one listed above will be considered non-compliance and may take longer to process.  Please allow for at least three days for mail to be received and be aware that we may receive your loan payment on a non-business day, further delaying its posting.

Loan payments received in a manner not listed above will be considered non-conforming and may take longer to process.