Personal Checking

Everyone has different checking styles and financial goals. We offer five personal checking accounts, each with features and options specific to your needs.

All personal checking accounts feature:

• Complimentary Online Banking.
• Complimentary Bill Pay.
• Debit card (with no annual fee).
• Surcharge-free ATMs at Money Pass or Allpoint nationwide.

$mart Cents Checking

 Simply the safest and smartest way to bank!

• Cell phone protection.
• $hopping rewards.
• Travel and leisure discounts.
• Identity theft monitoring.
• No minimum balance.
• $6.95 monthly fee.

Regular Checking

Regular Checking provides a secure account with unlimited check writing. Features include:

• $100 minimum to open.
• No service charge fee if $100 balance is maintained every day of the statement cycle.
• Check images returned with statements.

Senior Account

A Senior checking account offers additional privileges for those over the age of 62. Features include:

• No monthly minimum balance fee.
• No service charge fees per statement cycle.
• Complimentary checks (limit of 2 boxes per calendar year).
• No issue fee on three cashier's checks or three money orders per month.
• Check images returned in statements.

New Generation Checking

A New Generation Checking account is a basic account with unlimited check writing. Features include:

• No minimum balance required to open account.
• No service charge fees per statement cycle.
• Monthly statement (check safekeeping).

NOW Account                                                                             Interest rates

NOW Accounts are perfect for those who want to earn interest and avoid a monthly service charge by maintaining a higher balance in the account. Features include:

• Interest bearing.
• $500 minimum to open.
• No service charge fee if $500 balance is maintained every day of the statement cycle.
• Interest is compounded daily and paid monthly.
• Check images returned with statements.

Additional restrictions may apply.

  Fees may reduce earnings on these accounts.

Money Market Account                                              Interest rates

A Money Market Account allows you flexibility and a competitive interest rate. Features include:

• $2,500 minimum to open account.
• No service charge fee if $2,500 balance is maintained every day of the statement cycle.
• Interest is compounded daily and paid monthly.
• Money Market rates paid on an escalating scale.
• Check images returned with statements.

Additional restrictions may apply.

  Fees may reduce earnings on these accounts.