The Bank of Commerce Branch Services

A. Commercial and Agriculture Loans

• Secured loans to businesses and individuals. Collateral may include:
  • Livestock
  • Inventory
  • Accounts Receivable
  • Machinery and Equipment
  • Marketable Securities
  • Time Certificates of Deposit
  • Commercial or Residential Real Estate
  • Cash Surrender Value of Life Insurance
• Commercial loans guaranteed by the Small Business Administration (SBA), United States Department of Agriculture (USDA) and other federal, state or local agencies.
• Short-term, unsecured loans to businesses and individuals.

B. Consumer Loans

• Secured loans to individuals. Collateral may include:
  • Automobile
  • Boat, Camper, Camp Trailer, Travel Trailer, Motor Home
  • TCD’s
  • Marketable Securities
  • Cash Surrender Value of Life Insurance
• Short-term, unsecured personal loans to individuals.
• Ready Reserve Lines of Credit. Small, unsecured personal lines of credit.

C. Real Estate Loans

• Conventional, FHA, IHA, VA and Rural Development long-term real estate loans.
• Residential construction loans.
• Commercial construction loans.
• Loans on unimproved real estate (in certain circumstances).
• Home Equity Lines of Credit.

D. Other Services

Business and Personal Savings and Checking Accounts
Medical Savings Account
Health Savings Account
Senior Account
Individual Retirement Account
Time Certificates of Deposit
Credit Card
Gift Cards
Travel Card
Debit Card
Nationwide ATM access - free ATM network through Money Pass and Allpoint ATMs
Trust Services
Money Orders and Cashier’s Checks
Safe Deposit Box
Notary Public
Night Depository
Bank by Mail
Wire Transfers
24 Hour Telephone Banking Service
Internet Banking
Internet Bill Pay
Mobile Banking
Text Messaging
E-Statements
Remote Deposit Capture - for business accounts
ACH
Mobile Deposit